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At certain places
on this Holmes Investment Management, Inc. Internet site, live 'links' to other
Internet addresses can be accessed. Such external Internet addresses contain
information created, published, maintained, or otherwise posted by institutions or organizations independent of Holmes Investment Management, Inc..
Holmes Investment Management, Inc. does not endorse, approve, certify, or control these external
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the accuracy, completeness, efficacy, timeliness, or correct sequencing
of information located at such addresses. Use of any information obtained
from such addresses is voluntary, and reliance on it should only be undertaken
after an independent review of its accuracy, completeness, efficacy, and
timeliness. Reference therein to any specific commercial product, process,
or service by trade name, trademark, service mark, manufacturer, or otherwise
does not constitute or imply endorsement, recommendation, or favoring
by Holmes Investment Management, Inc..
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